Trends related to Financial Technologies & Cryptocurrencies
Financial Inclusion
Financial inclusion is more than a positive social impact story, it’s a forward-looking customer acquisition strategy.
The Rise of Quant Funds
The algorithms powering quant funds, like the humans who develop them, are vulnerable to inherent biases.
Regulating Open Banking
Financial data systems are becoming more standardized and interoperable, facilitating access to banking infrastructure and analytics for third parties.
Social Payments
Financial service and payment providers are tapping into social interactions to facilitate financial transactions.
Countries Creating Digital Decentralized Currencies
Countries including China and Sweden are researching how to develop their own decentralized currencies.
Tech Companies Acting Like Banks
In the near-future, the value of our everyday financial transactions will be eclipsed by the value of our data itself.
Automated Credit Risk Modeling
Big banks now use artificial intelligence to automate credit risk modeling.
Crypto Trading Bots
Investing in cryptocurrencies isn’t for the faint of heart.
Crypto-Mining Malware
Crypto-mining malware pirates processing power on a computer, smartphone, or other connected device to mine cryptocurrencies.