The systems that generate scores in the datascape each use different inputs and methodologies to arrive at their answers.
Unlike the three major credit agencies (Equifax, Experian and TransUnion), which produce scores that typically fall within roughly the same range, the systems that generate scores in the datascape each use different inputs and methodologies to arrive at their answers.
Unlike finance, this new consumer scoring has no standardization, the algorithms are automated, and companies cloak methodologies under the premise of proprietary algorithms.
This trend is part of our section on Scoring. Other trends in this section include:
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